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Thursday, March 9, 2023

PM: Govt to allow EPF funds used as collateral to take bank loans

PARLIAMENT | The government will allow Employees Provident Fund (EPF) members, who are in dire financial states, to use their retirement funds as collateral for emergency loans, without the need to withdraw their savings.

Prime Minister Anwar Ibrahim, who is also the finance minister, said this will be allowed if the contributors have enough savings in their EPF accounts.

“My principle is that the money in EPF is meant for retirement savings.

“During Covid-19, we gave the flexibility (for the people to make withdrawals). But now, other countries that offered the same flexibility have also stopped this.

“Instead, I propose another method to assist those who are desperately in need of cash.

“I will ensure that EPF will provide space to allow contributors with enough savings who are in dire straits to borrow from the bank, with their savings used as collateral. This is the best,” he said during his winding-up speech on the 2023 Supply Bill in Dewan Rakyat today.

[More to follow] - Mkini

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